If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
 |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Everglades Credit Union 2 Year CD Account |
0.95%
Date: Feb 17, 2012
|
| Grand Bank & Trust of Florida 2 Year CD Account |
0.90%
Date: Feb 15, 2012
|
| Central Florida Postal Credit Union 2 Year CD Account |
0.85%
Date: Feb 14, 2012
|
| Power Financial Credit Union 2 Year CD Account |
0.70%
Date: Feb 17, 2012
|
| Seacoast National Bank 2 Year CD Account |
0.50%
Date: Feb 21, 2012
|
| Gold Coast Credit Union 12 Month CD Account |
0.50%
Date: Feb 7, 2012
|
| Gold Coast Credit Union 12 Month CD Account |
0.40% to
0.50% Date: Feb 7, 2012
|
